marc@retirementplanningsolutions.org

Drop a Line

805-244-6615

Make a call

Travel Insurance Missouri

What is travel insurance and why do I need it?

Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas.

 

What Does Travel Insurance Cover?

Most travel insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.

Depending on what plan you buy and when you buy it, travel insurance can also cover rental-car damage, pre-existing conditions, and trip cancellation for any reason.

Whether you’re planning on travelling alone or with a group of friends or family, We can help you find a suitable domestic or international travel insurance policy that meets your desires. DON’T LEAVE HOME WITHOUT IT

    PROTECTING YOUR STUFF

    Travel insurance has lots of ways to protect these important items on your trip.  If your luggage is lost or stolen, you aren’t stuck wearing the same clothes and without toiletries day after day while you’re trying to relax on vacation.  Travel insurance can help pay for replacement items when your luggage is lost or stolen.

    Trip Cancellation

    Trip-cancellation coverage will help reimburse you for money you’ve already spent on your vacation if you have to cancel your trip for covered reasons ranging from a family member getting sick or hospitalized to you being summoned for jury duty.

    Trip interruption will help do the same, if you’re already traveling and have to cut your trip short. Many trip-interruption benefits also help you pay the difference for a higher-priced, last-minute flight home.

    Some plans have benefits for when your flight is cancelled and you have to spend the night in a hotel, if a travel delay messes with subsequent connections and scheduled tours, or if your tour operator goes bankrupt.

    Most travel insurance plans also offer travel assistance with their policies.

    Travel assistance isn’t insurance; instead, it’s a 24/7 hotline for emergencies –  if you’re stranded, lose travel documents, have a medical emergency, or have to interrupt your trip.

    In travel emergencies, it’s important to have a team working for you. When you buy travel insurance, you can add travel assistance to your list of resources.

    COVID-19 TRAVEL INSURANCE

    If you want to travel with ample coverage (COVID-19 coverage included), be sure to add travel and trip insurance to your packing list. Travel medical insurance can help with medical costs if you contract COVID-19 while traveling abroad.

    Buying travel insurance for trips more than 50 miles from home can help you recoup some prepaid trip expenses in case you have to cancel or postpone your travel plans. Students studying abroad during the pandemic have a number of plan options. Travel medical insurance and trip insurance are essential for your health and safety during these uncertain times.

    Travel Insurance Missouri

    NOT SURE WHAT YOU NEED?

    SPEAK TO AN EXPERT NOW